Service Specification
Sacco & Microfinance Systems
Secure, localized systems to manage loans, member accounts, and digital payments.
Strategic Overview
We specialize in developing robust and compliant financial management systems designed for the unique operational needs of Saccos and microfinance institutions. Our solutions include member management, loan origination and tracking, mobile banking integration (M-Pesa, etc.), regulatory reporting, and risk management tools, all built to ensure transparency and scalability.Success Metrics
Financial Control:
- 100% Regulatory Compliance
- Automated Loan Processing
- Secure Member Portals
What's Included
Our comprehensive solution is designed to cover every aspect of your requirements.
- Member/Share Management and tracking.
- Integrated Loan Origination, Servicing, and Collections.
- Mobile Money (M-Pesa) integration for deposits and withdrawals.
- Regulatory Compliance and Custom Report Generation.
- Risk and Credit Score Modeling Tools.
- Teller and Branch Management modules.
Implementation Roadmap
Compliance Audit: Verify systems meet local regulatory standards.
Standard execution phase.
System Architecture Design: Define modules for deposits, loans, and reporting.
Standard execution phase.
Payment Gateway Integration: Secure setup of local digital payment channels.
Standard execution phase.
Pilot Testing & Training: Rollout and extensive training for tellers and administrators.
Standard execution phase.
Go-Live and Post-Launch Support: Continuous monitoring and maintenance.
Standard execution phase.
Technologies Used
Laravel
MySQL
USSD
Angular